商业保险 Agent in Las Vegas, NV – 大发体育app下载
Whether you’re shopping for commercial auto insurance, commercial building insurance or other types of commercial insurance in Las Vegas, 让山大发体育app下载帮忙. Our licensed insurance agents will help you find the right policy for your specific needs in Nevada.
作为一个企业主, you strive to make decisions that are right for your business, 你的员工和你自己. 这包括关于商业保险的决定. 你知道你需要很好的保险. You don’t, however, have time to become an expert in business insurance. 这正是山大发体育app下载可以提供帮助的地方.
A 业主保单(BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. 是否你是一个家庭为基础的企业, 小型服务供应商或承包商, 大发体育app下载 will work with you to find the right combination of business insurance coverage to meet your specific needs.
Insurance coverage is available for nearly every conceivable risk you might encounter at your business. Like the risk, the cost and amount of coverage of policies can vary among insurers just as much. Which is why you called an independent insurance agent, 大发体育app下载! We can shop multiple companies to save you time and money. You should discuss your specific business risks and the types of insurance available with one of our licensed insurance agents. Our agents can advise you on the exact types of insurance you should consider purchasing.
Business owners can and should purchase general liability insurance through and independent insurance agency to cover legal hassles due to accident, 伤害和疏忽索赔. These types of insurance policies protect against payment due to the injured party as a result of bodily injury, 财产损失, 医疗费用, 诽谤, 诽谤, 为诉讼辩护的费用, and settlement bonds or judgments required during an appeal procedure. Ask an agent at 大发体育app下载 about these coverages.
生产自己产品的公司, 处理批发, 分布, 或者零售产品可能要对其安全负责, which is why it is important to protect your company with a product liability insurance policy. This policy protects your business against financial loss as a result of a defect product that causes injury or bodily harm to a consumer. The amount of insurance you should purchase depends on the products you sell or manufacture. A t-shirt shop would have far less risk than a large manufacturer of household appliances. Call a licensed agent at 大发体育app下载 to discuss your options.
Business owners who provide services to others should consider having professional liability insurance (also known as 错误与遗漏保险). This type of liability insurance will cover your business against malpractice, 错误, and negligence related to the service you provide to your customers of services to your customers. Depending on your profession, you may be required by your state 政府ernment to carry such a policy. 网页设计师的责任可能是最小的, while a doctor or physical therapy clinic has a higher risk associated with their business.
与许多人所想的相反, homeowners’ insurance policies do not generally cover home-based business losses or risks associated with running an at-home business. Some insurance carriers do allow you to add an endorsement to your existing homeowners’ policy to cover normal business risks such as 财产损失. 然而, homeowners’ policies only go so far in covering home-based businesses and you may need to purchase additional policies to cover other risks, 如一般责任和专业责任.
欲了解更多信息，请考虑访问 www.小企业管理局.政府 搜索“保险”.”